Diminished value guides
Short, practical, and honest about what varies by state. General information — not legal advice.
What is diminished value — and who owes it to you?
The concept, the three types (inherent, repair-related, supplemental), and why the at-fault driver's insurer is normally the target.
The 17c formula, explained line by line
Where it came from, how insurers compute it, and how to use it as a floor instead of a ceiling.
State recognition and filing deadlines
Why Georgia is the flagship state for DV claims, what 'moderate' and 'restrictive' mean, and how the deadline countdown works.
After the demand letter: follow-up, appraisal clause, small claims
The escalation sequence, realistic timelines, and what to document along the way.